To give every Gujarat family one trusted, qualified partner for their whole financial life — helping them invest toward their goals, insure what truly matters, and finance life's milestones — with honesty and patience, never sales pressure.
About Apex TechFinAMFI ARN-354187
One registered practice for your whole financial life.
Apex TechFin is an AMFI-registered Mutual Fund Distributor (ARN-354187) in Ahmedabad, founded and led by Ronik Gajjar. We bring market-wide comparison across 95+ banks, NBFCs, insurers and fund houses to Gujarat families — investing toward goals, insuring what matters, and financing the big moments.
- AMFI-registered (ARN-354187)
- NISM-certified founder
- Based in New Ranip, Ahmedabad
Ronik Gajjar
Founder & Principal · AMFI-registered Mutual Fund Distributor
- NISM-certifiedQualifying MFD certification (89/100)
- IRDAI-advisor networkInsurance via licensed advisors
- 3+ yearsServing Gujarat families
The founder
Why I started Apex TechFin
I kept meeting families who were sold to, not served — a different agent for every product, none of them accountable when something went wrong. I built Apex TechFin to be the opposite: a single registered practice that holds your investments, your insurance and your lending together, weighs them against the whole market, and stays accountable for that advice years later.
“Whether you start with a ₹500 SIP or a ₹50 lakh home loan, you get the same careful, conflict-free guidance — and the truth about the risks before you commit.”— Ronik Gajjar, Founder
That means goal-based investing instead of guesswork, the cover that actually pays at claim time instead of the cheapest premium, and a loan chosen on its real cost instead of whatever your own bank quotes first.
To become Gujarat's most trusted financial-services name — and, in time, India's — proving that registered, conflict-free guidance from real people beats faceless apps and single-product agents.
Exactly what we are — and what we’re not
In finance, being precise about your role is the first act of trust. Here’s ours, in plain language.
What we are
- An AMFI-registered Mutual Fund Distributor (ARN-354187) — we help you invest toward your goals through SIPs and mutual funds.
- A facilitator who compares insurance across IRDAI-licensed advisors and places the cover that fits.
- A loan-consulting service that compares 40+ banks and NBFCs and handles the legwork for you.
What we’re not
- Not a SEBI-registered Investment Adviser (RIA) — we don’t charge advisory fees or manage your portfolio; your folio stays in your name.
- Not an insurance company or an IRDAI-registered broker — cover is arranged through individual licensed advisors.
- Not a lender — every loan sanction, rate and term is decided by the bank or NBFC, not by us.
From one honest idea to a partner families trust
Stage 01
Qualified & certified
Cleared the NISM certification (89/100) — the foundation for advising on mutual funds the right way.
Stage 02
Registered with AMFI
Became an AMFI-registered Mutual Fund Distributor (ARN-354187) — accountable, registered, conflict-free.
Stage 03
Opened in New Ranip
Set up a permanent office in Ahmedabad — a place families can walk into, six days a week, and be met by name.
Stage 04
Served 305+ families
Grew by referral — insurance, SIPs and loans handled together for Gujarat families.
Stage 05
Built the tools
Launched a free, privacy-first calculator suite and the connected Prosperity Map — institutional tools, free for everyone.
Six principles, on every client and product
The same standard whether you start with a ₹500 SIP or a ₹50 lakh loan.
One practice, the whole picture
Investments, insurance and lending held under one registered practice — so the pieces of your financial life are weighed against each other, not sold in isolation.
Compare the market
Schemes, policies and loan offers weighed across the industry, then you choose freely — never a single in-house product pushed at you.
Right, not cheapest
We optimise for what serves you long-term — the cover that pays at claim time, the fund that fits the goal, the loan with the lowest real cost.
With you after the sale
Renewals, reviews, claims and redemptions — the relationship is the point, not the transaction.
Local and accountable
A permanent office in New Ranip, Ahmedabad — open six days a week, and served in Gujarati, Hindi or English.
Honest by registration
We never promise or project returns, and we say plainly what we can’t do. In finance, precision is trust.
The institutional network behind every recommendation
Apex is empanelled across the market, so your options are weighed against the whole industry — never one house's shelf. Every recommendation carries a named, registered adviser's accountability.
IRDAI-licensed insurance advisors
Cover is arranged and serviced through individual licensed advisors across leading insurers.
40+ bank & NBFC lending partners
Loan offers compared across 40+ lenders so you see the real lowest cost, not one bank’s quote.
Schemes across leading fund houses
Access to mutual-fund schemes from fund houses across the industry — you choose freely, never an in-house push.
Availability of any specific scheme, policy or lender depends on your profile and the provider’s own criteria. Apex compares across its empanelled network and places what fits — the final choice is always yours.
0+Gujarat families served
0+ yrsRegistered & advising
₹0 Cr+Cumulative investments facilitated
0+Lenders, insurers & fund houses compared
0+Free calculators built
0Languages — EN · HI · GU
₹47 Cr+ is cumulative investments facilitated to date — not assets under management. Apex TechFin does not manage portfolios, hold your money, or assure returns; your folio always stays in your name. Figures reflect families served and providers compared, and are not a promise of future results.
Come and see us
A real office in Ahmedabad — open six days a week
Not a call centre and not an app-only brand. Walk in, sit down, and talk it through in Gujarati, Hindi or English — the first consultation is free and there is no obligation.
- AddressShop No. SF/11, Dharti Saket Heaven, Chenpur Road, New Ranip, Ahmedabad, Gujarat 382470
- HoursMon–Sat 10:30 AM – 7:00 PM · Sun 10:30 AM – 2:00 PM
- Phone+91 84602 91239
Available now · Free consultation
Book your free consultation — honest, conflict-free guidance at zero cost.
Book a 30-minute session with an AMFI-registered, NISM-certified advisor. We'll look at your loans, investments, and insurance together — and show you where you're leaving money on the table.
- Free consultation — no commitment
- Expert response within 8 hours
- AMFI · IRDAI · NISM certified
- 305+ Gujarat families trust us
RPSKAJ
AMFI-registered · ARN-354187
305+ Gujarat families guided · mutual funds, insurance & loans
No spam · No commitment · AMFI ARN-354187 · IRDAI Licensed